What You Need For Your Auto Insurance Search

Thanks to the invention of the Internet, it's easier than ever to shop around for auto insurance. Most auto insurance companies have websites that will give you a quote, and there's sites that will help you in your auto insurance search by providing quotes from multiple companies at once. If you're looking for new auto insurance, there are a number of pieces of information that you need to have on hand. Here's what you need to tell auto insurance companies about when making your auto insurance search:

Identifying Info

All sites will want to know both your social security number as well as your driver's license number when you make your auto insurance search. The driver's license number will help the company to look up your driving record, which can result in a change in the price of your insurance, and the social security number can look up credit information to help determine what sort of risk you have for missing payments. While you might not always want this information disclosed, the insurance companies need to have it, so expect to give it out.

Records Of Accidents

If you've had any accidents in the last few years, be sure to not when and where they were, and the amount your former insurance company had to pay out, if anything. Many companies will ask you to provide this information when you're on your auto insurance search, so keep it handy. Your best bet to make this easy is to keep some sort of file for yourself that you can reference when on an auto insurance search. The same goes for records of any tickets or speeding violations that you've received over the last several years.

Driving Classes

If you've taken a driving class recently, whether for a ticket or just on your own, be sure to note that in your auto insurance search, if possible. Most credit for driver's education classes expires after a year or two, however, so be sure to keep records of when you took your class. Sometimes the discount you get can be as much as ten percent, which doesn't seem bad on a monthly basis, but adds up over the course of a year.

Know Your Car's Security System

Another thing that can get you lower payments when on an auto insurance search is some sort of car security system. Having one makes your car more difficult to steal or easier to recover, which makes the auto insurance companies feel more confident that they won't lose on their investment. Know what sort of system you have when on your auto insurance search, because many companies will ask you to describe the kind. With this and the other pieces of information above, you will be able to give your auto insurance company reasons for giving you a lower quote, or fuel their reasons for giving you a higher one.